Your dream presents a vivid and complex scenario, rich with symbolism and emotional depth. Here's an interpretation of some of the key elements:

1. Zombie Apocalypse: Zombies often represent feelings of being overwhelmed or losing control. The apocalypse setting might reflect your anxieties about a situation in your life that feels chaotic or threatening. It can also symbolize fears of change or transformation that you feel unprepared for.
2. Caretaking the Daughter Figure: This character could symbolize a part of yourself that you feel responsible for or a desire to protect something vulnerable in your life. It may represent your own inner child or aspects of your life that require nurturing or attention.
3. The Mom Character: The presence of the mother figure who gets bitten and dies might signify loss or the fear of losing support. It could reflect real-life concerns about relationships and the stability they bring.
4. Monkeys and Chaos: The monkeys may symbolize mischief or distractions that complicate your life. Their ability to open doors suggests that they may represent unexpected challenges or opportunities that arise unexpectedly, keeping you from feeling safe or secure.
5. Separation and Trauma: The traumatic separation from the daughter figure and the development of a stutter could indicate feelings of helplessness or inadequacy in dealing with loss or trauma. It might also reflect a fear of being unable to communicate your feelings or experiences effectively.
6. Water Pressure: The good water pressure despite the apocalypse could symbolize a sense of hope or resourcefulness in dire situations. It may indicate that even when things seem bleak, there are still aspects of your life that are functioning well.
7. Living in Tunnels: The miners and the tunnels could represent hidden parts of yourself or your life that are safe but perhaps not fully explored. The act of navigating through tunnels may suggest a need to confront these hidden aspects or to find new paths in challenging circumstances.
8. The Metal Roofs: Living on the roofs can symbolize a desire for safety and perspective. It could suggest that you are seeking a higher vantage point, both literally and figuratively, to escape the chaos below.

Overall, your dream seems to reflect deep emotional struggles, fears of loss, and a search for safety and connection in a chaotic environment. Consider reflecting on what areas of your life feel overwhelming or uncertain. It may be helpful to talk about these feelings with someone you trust or engage in activities that help you process these emotions.