Your dream presents a vivid tapestry of emotions and situations that can be interpreted in several ways. Here are some insights into the various elements of your dream:

1. The Resort and Fire: The resort symbolizes a desire for relaxation and escape, often associated with positive experiences and happiness. However, the fire represents chaos or a threat to that peace. It might suggest that you are currently facing or fearing some emotional turmoil in your life, particularly regarding your role as a parent or your responsibilities.
2. The Baby: The presence of an unfamiliar baby could signify new responsibilities or aspects of yourself that you haven't fully recognized or accepted. It might also reflect feelings of confusion about your current situation, especially related to your children or nurturing instincts.
3. Reconnecting with Your Friend: The appearance of your closest friend and the longing for that connection indicates a deep emotional need for support and companionship. This part of the dream suggests that you may be feeling nostalgic for past relationships and the comfort they provided. The kiss symbolizes a desire to rekindle that closeness or intimacy.
4. The Ride to the Airport: Seeking a ride can represent your desire to move forward or transition to a new phase in your life. The encounter with the random young woman may symbolize the unpredictability of life and new experiences. However, her mention of "Rachel" could hint at unresolved issues or relationships in your life that you need to confront.
5. The Lizard: Your fear of lizards can indicate feelings of anxiety or fear about something in your waking life. Lizards often symbolize hidden fears or aspects of the self that are unsettling. The appearance of the lizard in a moment of vulnerability (the pleasant conversation turning scary) suggests that you may need to confront these fears directly to feel more secure and at peace.

Overall, your dream reflects a mix of longing for connection, facing fears, and dealing with emotional complexities. It might be beneficial to reflect on what aspects of your life are currently causing you stress and how you can address those feelings. Consider reaching out to those you feel close to, and think about how you might navigate any unresolved issues in your life.