Dreams involving cars and boats often symbolize the direction and journey of your life. In your dream, the girl driving you around could represent a desire for guidance or a change in your life path. Her actions of obscuring the destination may suggest feelings of uncertainty or the need to keep certain aspects of your life hidden.
The transition from a car to a boat can indicate a shift in your emotional state or the way you're navigating your feelings. Being close to her might symbolize a longing for connection or intimacy that you may feel is lacking in your waking life.
The act of trying to kiss her, followed by her pulling back, could reflect internal conflicts regarding your desires and commitments. Since you mentioned being married, this part of the dream may highlight feelings of guilt or the struggle between your current relationship and your desires for connection with someone else. It might be worth reflecting on your current relationship and any unmet emotional needs you may have.
This dream seems to indicate a need to explore feelings of intimacy and connection while also addressing the boundaries and commitments in your life. Consider how you can communicate your needs with your partner or find fulfillment in your current relationship.